Should You Get a Loan to Study Culinary?

A lot of people dream to run a kitchen or become the chief chef. Over the years, the culinary education has been sought after by a growing number of aspirants. The school enrollment is swelling while the starting wages of chefs are too low. It is hard to know if it is worth to get a loan and study culinary arts.

There are many ways to study the arts of cooking. The average cost of culinary school tuition is as much as three times the fees of a regular four-year course. A two-year degree in culinary or baking and pastry arts can cost up to $66,000.  If you want to extend to a four-year program, it could be as much as $130,000. This is almost the same as the law school degree.

However, unlike those who have careers in law, culinary industry does not offer much salary for a novice or newly grad levels. An entry-line cook can only earn as much as $10.23 an hour. From here, it seems that the high cost is not worth it.

On the other hand, you can attend community colleges and trade schools which have culinary programs. Students who take this route can complete the program and get a job in just a year. You can get a cash loan from a lending company to fund your culinary studies and start paying it after a year. As of date, 93% of student who graduated from programs that focused on practical skills are able to get a job in their chosen field.

You don’t need to get buried in a six figures debt to attend a culinary school. It is a responsibility nobody will have fun in fulfilling. Why not get the low interest personal loan online, one that you need and can realistically pay. Being practical should not start when you already have a job.

Is Going Vegetarian Expensive?

You can now forget about saving the animals or the planet, being a vegetarian is cheaper than eating meat. Studies have shown that cooking plant-based food costs less than cooking meals with meat. Contrary to popular belief, you can actually save money too while you eat a vegetarian diet.

Here are some tips to save money on healthy vegetarian food.

Do not buy every organic food.

If you are no longer buying meat, chances are you can now have more money to spend on organic vegetarian food. However, you do not have to buy every organic food that you can hold on to.  You can save some money by buying the least contaminated food. Yes, there are certain products that are least contaminated by pesticide chemicals. You can buy onions, avocado, asparagus, frozen sweet peas, pineapples, mangoes, bananas, and broccoli.

A grain, a green, and a bean.

Get a large pot and cooked the grains of your choice such as quinoa and rice. Then add some greens such as kale and collard. As the greens wilt, you can then ass legumes or beans. You can dress it up with sea salt, salsa, soy sauce or vinegar. If you want, you can sauté onions and garlic before cooking the grains. Beans can either be fresh or dried.

This meal is both easy and cheap. You can save money if you choose wisely or buy in bulk. You can skip the greens from time to time if they are too costly for you.

Grow your own herbs.

You can’t tend to livestock if you do not have much area in your backyard, but you can grow your herbs even in your kitchen. This alone can save you up to hundreds of dollars per year. Basil, thyme, and sage can grow if you put them on your windowsill or porch. Do not forget to harvest as needed.

In case you get inspired to have a vegetable garden in your backyard or a vertical garden, you can simply get a loan and save in the long run.

How to Have a Food Garden For Cheap

Growing your own garden can save you money and even relieve stress. It is a very giving hobby. Unfortunately, many cannot do gardening in their backyard. Add to that, many thought it is too expensive to keep a garden and that they have to buy herb and vegetables often.

Here are some tips to keep a garden without robbing a bank.


The land is the most essential part of gardening. However, not everyone has a backyard. If you know someone who has a backyard or a piece of land that they are not using, you can ask permission to have a vegetable garden there. If they are willing to let you plant in their land then you can give them part of the produce.

Good Soil

Some places have rich soils while others are not as blessed. You can make your own compose to make a soil healthier. Simply put your vegetable and fruit scraps in a bin or bucket with a lid. Let it decompose into rich organic matter through a bit of moisture, gentle heat of the warm day and a few scoops of good soil. You can even use the egg shells and even coffee grains.

Basic Tools

You will usually use a small handheld shovel. Unless you have a big land, a small shovel will do. If you have a couple of vegetable beds, you should use a hoe.


Fruits and vegetables in the stores usually hybridized. The seeds are sterile and will not be as useful for your garden. But certain plants from a grocery will still grow such as the potatoes and lettuce. You can also buy seeds from various stores.

Gardening Clubs

Join various gardening clubs to know tips and stores with cheaper seed, seedlings and tools. You can also stop at a local gardening store and personally get some tips.